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Category Archives: Elder Law

Does inheritance affect Medicaid?

Does Inheritance Affect Medicaid?

By Andre O. McDonald |

Inheritance can only be a good thing, right? Wrong. You know what they say… more money, more problems. In this case, few people stop to think: does inheritance affect Medicaid? The answer is … YES! Say your spouse is living in a nursing home because of advanced Parkinson’s. Your spouse is currently receiving Medicaid… Read More »

FAQ: Will Medicaid take my house if I can't afford to pay for a nursing home?

Will Medicaid take my house if I can’t afford to pay for a nursing home?

By Andre O. McDonald |

Home ownership is the American Dream. People work hard all their lives to own a home, and it is often their most valuable and significant possession. So, when your health begins to fail and the need for long-term care arises, we often get this fear-filled question from our clients: will Medicaid take my house… Read More »

What you need to know about hybrid long term care insurance policies

Benefits of a Hybrid Long Term Care Insurance Policy

By Andre O. McDonald |

You have probably heard about the astronomical costs of nursing-home care if you become seriously ill or injured. You might also know that Medicare would cover only a minimal amount of those costs. Private insurance doesn’t seem like a good bet either, if you’ve heard horror stories about skyrocketing premium costs and difficulties in… Read More »

Can adult children be held responsible for their parents' nursing home bills?

Can adult children be held responsible for parents’ nursing home bills?

By Andre O. McDonald |

The astronomical expense of long-term nursing care is no longer news. Costs can run around $7,000.00 or more per month, depending on location. Hundreds of thousands of people presently need that kind of care and the numbers are rising. Ten thousand “baby boomers” a day turn 65, and it’s projected that seven of ten… Read More »

What you need to know about how to care for an elderly parent

How to care for an elderly parent

By Andre O. McDonald |

As much as you may try, aging is something you cannot escape, and it affects all families. It can be challenging for adult children to imagine their parents as seniors and to understand and respond to the reality that each parent will age differently. Even if you are in the fortunate circumstance where your… Read More »

Beware of these 6 myths about long-term care!

6 (Surprising) Myths About Long-Term Care

By Andre O. McDonald |

According to the U.S. Department of Health and Human Services, someone turning age 65 today will have a 70 percent chance of requiring some long-term care (LTC) service and support during the remainder of their life. In the case of women, the typical LTC need will last about 3.7 years compared to men who will… Read More »

Beware of these 6 things commonly found in a nursing home contract

6 Things to Watch Out For Before Signing a Nursing Home Contract

By Andre O. McDonald |

Suppose your mother can no longer make decisions for herself and she now needs nursing-home care. You are stressed and anxious. You’re now staring down a twenty-page, single-spaced nursing home contract. You wish you could flip straight to the last page and sign then and there, just to get it over with. Do not… Read More »

When Assisted Living May Not Be Enough

By Andre O. McDonald |

Jane’s father Jerry decided, on his own, that it was time to move into an assisted living facility. Jerry’s arthritis had worsened to the point where he couldn’t dress himself, he struggled to get in and out of the shower, and he was lonely living by himself. Jerry did very well at his new… Read More »

The benefits, costs and requirements of a continuing care retirement community

What is a Continuing Care Retirement Community?

By Andre O. McDonald |

There are three distinct living phases associated with a continuing care retirement community (CCRC). The first is independent living when a resident enters into the community with few if any disabilities requiring limited assistance. In this phase of independent living, community residents typically take advantage of the broad range of social, physical, and intellectual… Read More »

What you must know about estate planning for seniors

4 Key Things to Know About Estate Planning for Seniors

By Andre O. McDonald |

When it comes to establishing wills and estate plans, older Americans outpace their younger counterparts. Still, a significant number — 19 percent of those over age 72 and 42 percent of those between 53 and 71, according to survey data — lack any type of estate plan. Although estate planning for seniors can seem daunting, and even… Read More »

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For help with estate planning, special needs planning, elder law or Veteran's Pension Planning needs throughout Howard, Montgomery, Prince George’s, Anne Arundel, and Baltimore County; and Baltimore City, contact McDonald Law Firm, LLC.

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McDonald Law Firm, LLC

Columbia Office

10500 Little Patuxent Pkwy, #420
Columbia, MD 21044-3563

Bethesda Office:

(By Appointment Only)

7315 Wisconsin Avenue, Suite 800 West
Bethesda, MD 20814

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