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Category Archives: Elder Law

Can Medicaid take my home? Click here to find out.

Can Medicaid Take My Home?

By Andre O. McDonald |

Home ownership is the American Dream. People work hard all their lives to own a home, and it is often their most valuable and significant possession. So when your health begins to fail and the need for long-term care arises, as a Medicaid planning attorney, I often get this fear-filled question from my clients:… Read More »

What is Medicaid Crisis Planning, and do I need it?

When is Medicaid Crisis Planning Appropriate?

By Andre O. McDonald |

Medicaid is a joint federal and state program available to individuals who meet certain asset requirements that help them pay for long-term care (LTC) costs. Long-term care often creates devastating financial impacts on Americans, particularly the elderly, and for those family members who lose hours of income (and more) while providing care for their… Read More »

How to prevent costly consequences from making bad decisions about inheritance and Medicaid

Inheritance and Medicaid: Be Careful, Plan Ahead

By Andre O. McDonald |

Mistakes can be made when it comes to inheritance and Medicaid. Those mistakes can be costly. When a person is receiving Medicaid benefits and inherits money or property, that inheritance jeopardizes the benefits. The inheritance must be handled carefully to minimize expensive penalties. What “careful” means, though, can be misunderstood without the necessary expertise…. Read More »

Does inheritance affect Medicaid?

Does Inheritance Affect Medicaid?

By Andre O. McDonald |

Inheritance can only be a good thing, right? Wrong. You know what they say… more money, more problems. In this case, few people stop to think: does inheritance affect Medicaid? The answer is … YES! Say your spouse is living in a nursing home because of advanced Parkinson’s. Your spouse is currently receiving Medicaid… Read More »

FAQ: Will Medicaid take my house if I can't afford to pay for a nursing home?

Will Medicaid take my house if I can’t afford to pay for a nursing home?

By Andre O. McDonald |

Home ownership is the American Dream. People work hard all their lives to own a home, and it is often their most valuable and significant possession. So, when your health begins to fail and the need for long-term care arises, we often get this fear-filled question from our clients: will Medicaid take my house… Read More »

What you need to know about hybrid long term care insurance policies

Benefits of a Hybrid Long Term Care Insurance Policy

By Andre O. McDonald |

You have probably heard about the astronomical costs of nursing-home care if you become seriously ill or injured. You might also know that Medicare would cover only a minimal amount of those costs. Private insurance doesn’t seem like a good bet either, if you’ve heard horror stories about skyrocketing premium costs and difficulties in… Read More »

Can adult children be held responsible for their parents' nursing home bills?

Can adult children be held responsible for parents’ nursing home bills?

By Andre O. McDonald |

The astronomical expense of long-term nursing care is no longer news. Costs can run around $7,000.00 or more per month, depending on location. Hundreds of thousands of people presently need that kind of care and the numbers are rising. Ten thousand “baby boomers” a day turn 65, and it’s projected that seven of ten… Read More »

What you need to know about how to care for an elderly parent

How to care for an elderly parent

By Andre O. McDonald |

As much as you may try, aging is something you cannot escape, and it affects all families. It can be challenging for adult children to imagine their parents as seniors and to understand and respond to the reality that each parent will age differently. Even if you are in the fortunate circumstance where your… Read More »

Beware of these 6 myths about long-term care!

6 (Surprising) Myths About Long-Term Care

By Andre O. McDonald |

According to the U.S. Department of Health and Human Services, someone turning age 65 today will have a 70 percent chance of requiring some long-term care (LTC) service and support during the remainder of their life. In the case of women, the typical LTC need will last about 3.7 years compared to men who will… Read More »

Beware of these 6 things commonly found in a nursing home contract

6 Things to Watch Out For Before Signing a Nursing Home Contract

By Andre O. McDonald |

Suppose your mother can no longer make decisions for herself and she now needs nursing-home care. You are stressed and anxious. You’re now staring down a twenty-page, single-spaced nursing home contract. You wish you could flip straight to the last page and sign then and there, just to get it over with. Do not… Read More »

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For help with estate planning, special needs planning, elder law or Veteran's Pension Planning needs throughout Howard, Montgomery, Prince George’s, Anne Arundel, and Baltimore County; and Baltimore City, contact McDonald Law Firm, LLC.

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McDonald Law Firm, LLC

Columbia Office

10500 Little Patuxent Pkwy, #420
Columbia, MD 21044-3563

Bethesda Office:

(By Appointment Only)

7315 Wisconsin Avenue, Suite 800 West
Bethesda, MD 20814

Washington, DC Office:

2101 L Street, N.W., Suite 300
Washington, DC 20037

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