Monthly Archives: April 2026
The Key Players in Special Needs Planning
A quarter of households in the United States include at least one family member with a disability. These families grapple with complex legal and financial issues. What will happen to the individual with a disability when caregivers pass away? How can families save money for the future without putting eligibility for public benefits at risk? What… Read More »
The Family Meeting: Not Just for Billionaires
For some people, the term family meeting may not bring to mind a pleasant gathering where everyone shares fond memories and warm feelings. When someone says, “We need to talk,” it often implies that something is wrong or that tough decisions need to be made or discussed. However, in estate planning, future problems are… Read More »
Saving for School: Planning for Your Family’s Education
According to the College Board, the average tuition and fees for the 2025–2026 academic year are $11,950 for a four-year in-state public institution; $31,880 for a four-year out-of-state public institution; $45,000 for a four-year nonprofit private institution; and $4,150 for a two-year public institution.[1] If postsecondary education is in your family’s future, the following… Read More »
ABLE Accounts Can be Used for Housing Without Losing Benefits
Why Housing Creates Benefit Problems — and Why ABLE Is Different Housing is often the single biggest barrier to independence for eligible individuals with disabilities who rely on Supplemental Security Income (SSI) and Medicaid. Even when families have resources, paying for rent or utilities the “wrong” way can cause an SSI payment reduction, create overpayment notices, or… Read More »
